The Bitcoin Credit Stack
all rates APR, act/365 · as of 2026-09-04
Marketsbtc-eth

btc-eth

1 class served in eth

BTC collateral, ETH borrowed

As of 2026-09-04 · weighting: borrow by borrowed_usd, lend by supplied_usd; spread computed per pool-day then weighted, never as the difference of the two aggregates

The tenor is an averaging window, not a maturity. The tenor is an AVERAGING WINDOW, not a maturity. Every constituent pool is open-term floating and no borrower agreed a term, so a rising curve means rates were higher further back — not a term premium.

Denominations are different products. btc and usd are different products and are never aggregated (v2 V2). btc = the borrower receives bitcoin; usd = a stablecoin is borrowed against bitcoin collateral.

On the collateral side. The curve keys its series by denomination, not by collateral, so this page cannot filter to BTC-collateralised pools — instead each point carries a collateral_coverage split showing how much of the book behind it is BTC, other, or mixed pooled. Where the mixed share is large the rate is not a BTC-collateral rate, and reading it as one would be the error this note exists to prevent.

Window (days)BorrowLendSpreadPoolsVenuesDebtSupplied
72.057%0.583%0.587%18975$6.51bn$18.87bn
142.088%0.592%0.591%18975$6.52bn$18.89bn
302.071%0.585%0.599%18975$5.84bn$16.96bn
602.049%0.584%0.604%18975$5.34bn$15.36bn
902.047%0.585%0.609%18975$4.98bn$14.29bn
1802.321%0.699%0.590%18975$5.78bn$15.58bn
3652.166%0.668%0.604%18975$8.77bn$23.27bn
7302.271%0.734%0.606%18975$8.76bn$22.39bn
Collateral coverage per window
WindowBTCOtherMixed pooled
7$606,929$392m$6.12bn
14$631,663$394m$6.12bn
30$482,980$358m$5.48bn
60$476,939$338m$5.00bn
90$506,506$319m$4.66bn
180$2m$364m$5.42bn
365$4m$483m$8.28bn
730$9m$411m$8.34bn
What this pair costs for your size and tenor is a question for your own client.Connect your AI ↗