The Bitcoin Credit Stack
all rates APR, act/365 · as of 2026-09-04

Indicators

The full catalogue, in catalogue order. Every indicator here is a measurement with a method and a computation time, not a signal and not a recommendation. There is no composite of them and none will be added: an indicator is read, not scored.

23 catalogued, 22 with a current reading. Where a reading is missing the row says why — an indicator that exists and cannot be read today is a different fact from one that does not exist.

Credit

Rates, spreads and the term structure — what BTC-collateralised credit costs and how that cost is formed.

IndicatorUnitsReadingHistory
Terminal Conviction Index
tci
ratioavailableyes
Term Slope Ratio
tsr
ratioavailableyes
Confidence Decay Rate
cdr
rate per dayavailableyes
Credit-Cycle Phase Indicator
ccpi
composite z-scoreavailableyes
Implied Price Floor
implied-price
USDavailableyes
Curve Regime
regime
classificationavailableyes
Credit Surface
surface
APR (%) over the tenor x LTV gridavailableno
Leverage Conviction Index
lci
annualised % by rolling windowavailableyes
Stablecoin Liquidity Index
sli
indexavailableyes
Stablecoin Dominance Ratio
sdr
percentavailableyes
Intermediation Spread
intermediation-spread
spreadavailableyes
Capital Stack
capital-stack
APR (%) by layeravailableno
Benchmark Curves
benchmark-curves
APR (%) by tenoravailableno
Bitcoin Credit Complex (aggregate)
complex
mixedavailableno
Forward Curve
forward-curve
implied forward APR (%)unavailableyes
Realised Price Implied Divergence
rpid
divergenceavailableyes

On-chain

Commodity chain metrics. Venue-independent: these describe Bitcoin, not any place that lends against it.

IndicatorUnitsReadingHistory
On-chain Indicators (latest)
onchain-latest
mixedavailableyes
HODL Waves
hodl-waves
percent of supply by age bandavailableno

Market

The surrounding conditions the credit layer is priced against.

IndicatorUnitsReadingHistory
DeFi Rates
defi-rates
APR (%)availableyes
Rates Comparison
rates-comparison
APR (%)availableyes
Stablecoin Supply
stablecoins
USDavailableyes
Macro Context
macro
mixedavailableyes
BTC Spot Price
btc-price
USDavailableyes