Confidence Decay Rate

cdr

The rate at which the market-implied collateral floor decays across the curve, with an implied half-life. A measure of how fast lender confidence falls away with tenor.

Units	rate per day
Computed at	2026-09-05T04:00:34.376Z
History	served

Reading

pair

WBTC/USDC

computed_at

2026-09-05T04:00:34.376Z

cdr_raw

0.053902878152995576

cdr_daily

0.0008983813025499263

regime

LINEAR_DECAY

implied_halflife_days

557

floor_fit

a	0.029387362108586706
b	-46.59858723252117
c	49315.63211255958
r_squared	0.4253626769117945
boundary_count	7
model	floor(d) = a·d² + b·d + c

decay_curve

7d	-46.18716416300096
30d	-44.835345506005964
90d	-41.30886205297556
180d	-36.01913687342996
365d	-25.145812893252874

acceleration

0.05877472421717341

zero_crossing_days

792.8337878768899

spot_price

79606

boundary_points

7 entries

[
  {
    "d": 7,
    "floor": 43783.3,
    "fitted": 48990.88,
    "weight": 4,
    "residual": -5207.58,
    "residual_pct": -10.63
  },
  {
    "d": 14,
    "floor": 51743.9,
    "fitted": 48669.01,
    "weight": 4,
    "residual": 3074.89,
    "residual_pct": 6.32
  },
  {
    "d": 30,
    "floor": 51743.9,
    "fitted": 47944.12,
    "weight": 6,
    "residual": 3799.78,
    "residual_pct": 7.93
  },
  {
    "d": 60,
    "floor": 43783.3,
    "fitted": 46625.51,
    "weight": 4,
    "residual": -2842.21,
    "residual_pct": -6.1
  },
  {
    "d": 90,
    "floor": 43783.3,
    "fitted": 45359.8,
    "weight": 4,
    "residual": -1576.5,
    "residual_pct": -3.48
  },
  {
    "d": 180,
    "floor": 43783.3,
    "fitted": 41880.04,
    "weight": 2,
    "residual": 1903.26,
    "residual_pct": 4.54
  },
  {
    "d": 365,
    "floor": 35822.700000000004,
    "fitted": 36222.28,
    "weight": 1,
    "residual": -399.58,
    "residual_pct": -1.1
  }
]

Where this comes from

REST	https://api.bitcoincreditstack.com/v1/credit/cdr
MCP	get_indicator({ indicator: "cdr" })

The payload carries more than this page renders — the full nested structure, and for most indicators a daily history this page does not chart. That asymmetry is deliberate.